Check out your Credit with an Equifax Credit Report
There are any number of reasons why you might want to check out your credit score – for example, if you’re planning on applying for a mortgage, moving into a new rented property or considering taking out a personal loan. An Equifax Credit Report will show you your credit score and financial history, so you can see what information lenders see – this also allows you to correct any inaccuracies in your report.
Why not take a few moments to read our handy guide to Equifax Credit Reports to see if they are the right option for you.
Clear your debts
If you’ve paid off debts, this should be reflected in your credit report, and you can order a copy of your Equifax Credit Report online, for a small fee. You’ll usually be emailed a log-in to the service, which will allow you to view your credit report online. If you notice any irregularities in your credit report, such as debts which you weren’t aware of, you can write to Equifax and ask for these to be corrected.
Stay on top of your Finances
Checking out your credit score is a great move before applying for any financial product – it’s a particularly good idea if you’re going to be making a big investment such as buying a house. You’ll be able to see what lenders see when they look at your credit report, and if you have been turned down for credit previously, your Equifax Credit Report may provide you with some answers as to why this has happened!
Quick and Simple
It’s quick and easy to get a copy of your Equifax Credit Report online, and you can view it instantly, which is great if you’re in a hurry. Keeping regular track of your credit report can help you to stay on top of your finances – debts which are cleared should be marked as settled on your report, so if you view it and see that this hasn’t happened, you can contact Equifax to correct this. This means that lenders will be able to see you have cleared your debts.
Even if you think you have a fairly clean credit history, checking out your credit report can still be a good idea. Mistakes can and do happen, and if you are suddenly being turned down for credit, ordering your Equifax Credit Report can help you to find out why – perhaps someone else’s debt is accidentally in your name? This could happen if, for example, you’ve shared an address with someone who is heavily in debt, as this will affect your credit worthiness too! By checking out your credit report regularly, you can improve your chances of being accepted for credit and keep everything in order.
The information on this page is designed to help you understand more and make more informed choices. We do not receive any commissions, instead we are funded from companies that we advertise on our website.